Just Jump!
The water is freezing cold. The Sun is beating on me and the waves wont stop. No time to prepare or get it right. To be perfect. It was either do or don't. Be a chicken or be brave. Create a memory. Something that is better than a souvenir. Something that I would never forget.
There is always moment or a time when waiting is necessary, but sometimes waiting makes you too comfortable.
Go to where the water meets the sand and jump right in. Take a chance. Your life will never be the same.